Mortgage Interest Rates Prediction 2025 Reddit. Learn how low rates could go. Mortgage rates are expected to decrease by nearly 1% by year’s end — from 6.6% down to as little as 5.75% — according to recent housing forecasts.

Expect prime rate at 6.2% by the end of 2025 and 5.45% by the end of 2025. Here’s where experts think mortgage rates will start in 2025, how they think they’ll change and other economic.